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Why saving the planet really does start at home

May 13, 2016

Why saving the planet really does start at home

For those of us who are environmentally minded, the world can sometimes seem like a rather depressing place. Global action on climate change has stalled, anti-environment parties keep gaining traction for some reason and economic worries continue to stifle necessary environmental reforms. There is, however, reason for hope. Our generation is the most environmentally aware that has ever existed and our voices will eventually have to be heard. But change will not come from the top, it needs to start from the bottom. More specifically, if we want change on a global level, then we will need to start making changes in our own lives.

One of the ways we can do this is by making use of environmentally friendly institutions such as green banks. Now it may seem that who we bank with and environmental degradation are two completely unrelated topics, but they aren’t. Banks don’t just store your money, they actively spend and invest it in order to make more money. As an environmentally responsible banker, you should do your research before you sign up to ensure your bank is not investing in such things as fossil fuels or coal seam gas projects. Otherwise, your money could be used to fund projects which are damaging the environment.

Choosing a green bank will not only give you peace of mind that your money is being invested responsibly, it will also make the model economically sustainable and insentivise other banks to adopt green practices. In a capitalist environment, big corporations such as banks will always do what makes the most financial sense. It’s up to us to show them that they will only get our business if and when they decide to become environmentally responsible.

The great thing is that making environmentally friendly financial decisions doesn’t have to cost you an arm and a leg. Taking out a mortgage with a green bank, for example, will likely cost you a similar amount than if you were to apply for one at a conventional financial institution. In fact, some green banks have rates which are even lower than traditional lenders, meaning you can save the environment while also saving your money.

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